:root{
  --navy:#0b2545; --navy-2:#13315c; --ink:#1b2430; --muted:#5b6675; --line:#e3e8ef; --bg:#ffffff; --bg-alt:#f4f7fb;
  --warm:#e8590c; --warm-2:#c94c08; --cool:#1c7ed6; --ok:#2b8a3e;
  --radius:14px; --shadow:0 10px 30px rgba(11,37,69,.10); --wrap:1180px;
  --font:"Inter","Segoe UI",system-ui,-apple-system,"PingFang SC","Microsoft YaHei","Noto Sans SC",sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:var(--font);color:var(--ink);background:var(--bg);line-height:1.65;font-size:17px}
img{max-width:100%;height:auto;display:block}
a{color:var(--cool)}
h1,h2,h3{line-height:1.2;color:var(--navy);margin:0 0 .5em}
h1{font-size:clamp(2rem,4.2vw,3.1rem);letter-spacing:-.02em}
h2{font-size:clamp(1.5rem,2.6vw,2.1rem);letter-spacing:-.01em}
h3{font-size:1.15rem}
p{margin:0 0 1em}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 20px}
.narrow{max-width:820px}
.center{text-align:center}
.muted{color:var(--muted)} .small{font-size:.9rem}
.skip{position:absolute;left:-9999px}.skip:focus{left:10px;top:10px;background:#fff;padding:8px;z-index:99}
.ic{width:1.1em;height:1.1em;vertical-align:-.18em;flex:none}

.topbar{background:var(--navy);color:#cfe0f5;font-size:.85rem}
.topbar .wrap{display:flex;justify-content:space-between;gap:12px;padding:7px 20px}
.header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.header-in{display:flex;align-items:center;gap:20px;min-height:72px}
.brand img{height:44px;width:auto}
.nav{display:flex;gap:4px;margin-left:auto;align-items:center}
.nav a{color:var(--ink);text-decoration:none;padding:8px 10px;border-radius:8px;font-weight:500;font-size:.95rem;white-space:nowrap}
.nav a:hover,.nav a[aria-current]{background:var(--bg-alt);color:var(--navy)}
.nav-lang{border:1px solid var(--line)}
.header-cta{display:flex;gap:8px;align-items:center}
.menu-btn{display:none;background:none;border:0;padding:10px;cursor:pointer}
.menu-btn span{display:block;width:22px;height:2px;background:var(--navy);margin:4px 0}

.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:10px 18px;border-radius:10px;font-weight:600;text-decoration:none;border:2px solid transparent;cursor:pointer;font-size:.95rem;font-family:inherit;transition:.15s;white-space:nowrap}
.btn-primary{background:var(--warm);color:#fff}.btn-primary:hover{background:var(--warm-2)}
.btn-ghost{border-color:var(--line);color:var(--navy);background:#fff}.btn-ghost:hover{border-color:var(--navy)}
.btn-light{background:#fff;color:var(--navy);border-color:#fff}
.btn-lg{padding:14px 24px;font-size:1.02rem}
.btn-block{width:100%}

.hero{background:radial-gradient(1200px 500px at 90% -10%,#1c7ed633,transparent),linear-gradient(135deg,var(--navy),var(--navy-2));color:#fff;padding:64px 0 72px}
.hero h1{color:#fff;text-wrap:balance}
.hero-in{display:grid;grid-template-columns:1.15fr .85fr;gap:48px;align-items:center}
.eyebrow{display:inline-flex;gap:8px;align-items:center;font-weight:600;font-size:.85rem;letter-spacing:.04em;text-transform:uppercase;color:var(--warm)}
.hero .eyebrow{color:#ffb088}
.lead{font-size:1.15rem;color:inherit;opacity:.92}
.ticks{list-style:none;padding:0;margin:1.2em 0;display:grid;gap:8px}
.ticks li{display:flex;gap:10px;align-items:flex-start}
.ticks .ic{color:var(--ok);margin-top:.25em}
.hero .ticks .ic{color:#8ce99a}
.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:1.4em}
.hero-form{background:#fff;color:var(--ink);border-radius:var(--radius);padding:26px;box-shadow:0 20px 50px rgba(0,0,0,.25)}
.hero-form h2{font-size:1.35rem}

.section{padding:64px 0}.section.alt{background:var(--bg-alt)}.pt0{padding-top:0}
.section-head{max-width:720px;margin-bottom:28px}
.answer{background:#fff7f0;border-left:4px solid var(--warm);padding:18px 22px;border-radius:10px}

.cards{display:grid;grid-template-columns:repeat(auto-fill,minmax(260px,1fr));gap:18px}
.card{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px;text-decoration:none;color:var(--ink);transition:.18s}
.card:hover{box-shadow:var(--shadow);transform:translateY(-2px);border-color:#cdd7e4}
.card p{color:var(--muted);font-size:.96rem;flex:1}
.card-ic{width:40px;height:40px;padding:8px;border-radius:10px;background:#fff1e8;color:var(--warm);margin-bottom:14px}
.more{color:var(--cool);font-weight:600;display:inline-flex;gap:6px;align-items:center}

.why{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;margin-top:28px}
.why-item{background:#fff;padding:24px;border-radius:var(--radius);border:1px solid var(--line)}
.why-ic{width:34px;height:34px;color:var(--cool);margin-bottom:10px}
.why-item p{color:var(--muted);font-size:.95rem;margin:0}
.steps{list-style:none;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:22px;margin-top:28px;counter-reset:s}
.steps li{position:relative;padding:22px;border-top:3px solid var(--warm);background:#fff}
.steps .num{display:inline-grid;place-items:center;width:34px;height:34px;border-radius:50%;background:var(--navy);color:#fff;font-weight:700;margin-bottom:10px}
.steps p{color:var(--muted);font-size:.95rem;margin:0}
.rebate-teaser{display:grid;grid-template-columns:auto 1fr;gap:28px;align-items:center}
.big-ic{width:72px;height:72px;color:var(--ok)}
.chips{display:flex;flex-wrap:wrap;gap:10px;justify-content:center;margin-top:18px}
.page-head .chips{justify-content:flex-start}
.chip{display:inline-flex;gap:6px;align-items:center;padding:8px 14px;border-radius:999px;border:1px solid var(--line);background:#fff;color:var(--navy);text-decoration:none;font-weight:500}
a.chip:hover{border-color:var(--navy)}

.faq details{border:1px solid var(--line);border-radius:12px;margin-bottom:10px;background:#fff}
.faq summary{cursor:pointer;padding:16px 20px;font-weight:600;color:var(--navy);list-style:none;position:relative;padding-right:44px}
.faq summary::after{content:"+";position:absolute;right:18px;top:12px;font-size:1.4rem;color:var(--warm)}
.faq details[open] summary::after{content:"–"}
.faq details>div{padding:0 20px 8px;color:var(--muted)}

.reviews{display:grid;grid-template-columns:repeat(auto-fill,minmax(300px,1fr));gap:18px;margin:24px 0}
.review{margin:0;background:#fff;padding:22px;border-radius:var(--radius);border:1px solid var(--line)}
.stars{color:#f59f00;letter-spacing:2px}.review blockquote{margin:8px 0 12px}.review figcaption{color:var(--muted);font-size:.9rem}

.cta-band{background:linear-gradient(135deg,var(--warm),#f08c00);color:#fff;padding:48px 0}
.cta-band h2{color:#fff}.cta-band p{margin:0;opacity:.95}
.cta-in{display:flex;justify-content:space-between;align-items:center;gap:24px;flex-wrap:wrap}
.cta-actions{display:flex;gap:12px;flex-wrap:wrap}
.cta-band .btn-primary{background:var(--navy)}.cta-band .btn-primary:hover{background:#000}

.crumbs{font-size:.88rem;color:var(--muted);padding-top:18px;padding-bottom:6px}
.crumbs a{color:var(--muted)}
.page-head{padding:26px 0 36px}
.two-col{display:grid;grid-template-columns:1fr 380px;gap:48px;align-items:start}
.side{position:sticky;top:96px;display:grid;gap:16px}
.side-card,.form-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:22px;box-shadow:var(--shadow)}
.side-card h2{font-size:1.2rem}
.emergency{background:var(--navy);color:#fff;border:0;display:grid;gap:12px}
.prose h2{margin-top:1.6em}.prose ul,.prose ol{padding-left:1.3em}.prose li{margin:.3em 0}
.signs{margin-top:2em;background:var(--bg-alt);padding:22px 26px;border-radius:var(--radius)}
.signs h2{margin-top:0;font-size:1.3rem}
.book-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:48px;padding-top:24px;align-items:start}
.post-head{margin:12px 0 24px}

.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:12px;margin:0 0 10px}
table{width:100%;border-collapse:collapse;font-size:.96rem}
th,td{padding:12px 14px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}
th{background:var(--navy);color:#fff;font-weight:600}
tr:last-child td{border-bottom:0}.amt{font-weight:700;color:var(--ok);white-space:nowrap}

.lead-form{display:grid;gap:12px}
.lead-form label{display:grid;gap:4px;font-size:.88rem;font-weight:600;color:var(--navy)}
.lead-form input,.lead-form select,.lead-form textarea{font:inherit;font-size:1rem;padding:11px 12px;border:1px solid #cfd8e3;border-radius:9px;background:#fff;color:var(--ink);width:100%}
.lead-form input:focus,.lead-form select:focus,.lead-form textarea:focus{outline:2px solid var(--cool);border-color:var(--cool)}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.lead-form .check{display:flex;gap:10px;align-items:flex-start;font-weight:400;color:var(--muted)}
.lead-form .check input{width:18px;height:18px;margin-top:3px}
.hp{position:absolute;left:-9999px;height:0;overflow:hidden}
.form-note{font-size:.82rem;color:var(--muted);margin:0;display:flex;gap:6px;align-items:center}
.form-msg{margin:0;font-weight:600}.form-msg.err{color:#c92a2a}

.footer{background:#08192f;color:#b8c7da;padding:56px 0 0;font-size:.95rem}
.footer h3{color:#fff;font-size:1rem}
.footer a{color:#dbe6f3;text-decoration:none}.footer a:hover{text-decoration:underline}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:32px}
.footer ul{list-style:none;padding:0;margin:0;display:grid;gap:6px}
.footer-logo{height:44px;width:auto;margin-bottom:14px;filter:brightness(0) invert(1)}
.contact-list li{display:flex;gap:10px;align-items:center}
.footer .contact-list{margin-bottom:16px}
.creds{color:#8fa6c1;font-size:.85rem}
.qr{border-radius:8px;margin-bottom:14px;background:#fff;padding:6px}
.footer-bottom{display:flex;justify-content:space-between;border-top:1px solid #1d3352;margin-top:40px;padding-top:18px;padding-bottom:90px;font-size:.85rem}
.mobile-bar{display:none}

@media (max-width:1300px){.header-cta .btn-ghost{display:none}}
@media (max-width:1080px){
  .nav{position:fixed;inset:72px 0 auto 0;background:#fff;flex-direction:column;align-items:stretch;padding:12px 20px 20px;border-bottom:1px solid var(--line);box-shadow:var(--shadow);display:none}
  .nav.open{display:flex}.nav a{padding:12px}
  .menu-btn{display:block}
  .why,.steps{grid-template-columns:1fr 1fr}
  .footer-grid{grid-template-columns:1fr 1fr}
}
@media (max-width:860px){
  body{font-size:16px}
  .hero{padding:40px 0 48px}
  .hero-in,.two-col,.book-grid{grid-template-columns:1fr;gap:28px}
  .side{position:static}
  .hide-sm{display:none!important}
  .rebate-teaser{grid-template-columns:1fr}
  .section{padding:48px 0}
  .mobile-bar{display:grid;grid-template-columns:1fr 1.4fr;position:fixed;left:0;right:0;bottom:0;z-index:60;box-shadow:0 -4px 20px rgba(0,0,0,.12)}
  .mobile-bar a{display:flex;align-items:center;justify-content:center;gap:8px;padding:15px;font-weight:700;text-decoration:none;background:var(--navy);color:#fff}
  .mobile-bar a.primary{background:var(--warm)}
  .header-cta .btn-primary{display:none}
}
@media (max-width:560px){
  .grid2,.why,.steps,.footer-grid{grid-template-columns:1fr}
  .wrap{padding:0 16px}
  .topbar .wrap{padding:6px 16px}
  .brand img{height:38px}
}